In 2025, managing and spending cryptocurrency has become much more convenient thanks to crypto wallet apps that offer virtual cards. These apps allow users to store their digital assets securely and use them for online and offline purchases—just like a regular debit card. If you're a crypto enthusiast looking to spend your holdings easily, these wallet apps are worth exploring.
One of the most user-friendly solutions is the Crypto.com app, which offers both a wallet and a virtual card. With a simple crypto.com virtual card activation, users can unlock seamless spending, rewards, and instant crypto-to-fiat conversions. In this article, we’ll highlight the top wallet apps with virtual card options, helping you make smart and secure choices.
1. Crypto.com App
Crypto.com is one of the most trusted platforms in the crypto space. It offers a secure wallet, trading tools, and a highly functional virtual Visa card. Users can top up their card using their crypto balance and spend it online or at physical stores.
To use the card, you must complete the crypto.com virtual card activation process through the app. Once done, you can enjoy benefits like up to 5% cashback, no annual fees, and automatic currency conversions.
2. Binance Pay + Binance Card
Binance offers a complete ecosystem for crypto users, including Binance Pay and the Binance Visa Card. While Binance Pay allows instant transfers, the Binance Card gives users the ability to spend their crypto directly.
Linked through the Binance app, the virtual card can be used online while the physical version works at POS terminals. It supports multiple cryptocurrencies, and rewards are provided in BNB tokens for eligible transactions.
3. Coinbase Wallet and Coinbase Card
Coinbase Wallet is a non-custodial wallet that gives users full control over their crypto assets. While it doesn't offer a direct virtual card, users with a Coinbase account can apply for the Coinbase Card—a Visa debit card linked to their exchange balance.
This card lets you spend crypto globally and offers cashback in cryptocurrencies. It works with major coins like BTC, ETH, and USDC. The card setup, including identity verification and activation, is completed through the Coinbase app.
4. Wirex Wallet and Virtual Card
Wirex combines the features of a crypto wallet, payment platform, and exchange. It supports over 50 cryptocurrencies and offers a virtual card that can be used for online purchases.
Wirex’s virtual card can be easily managed within the app. Users benefit from live interbank rates and the Cryptoback™ rewards system, where they earn back a percentage of their spending in crypto.
5. Revolut
Revolut is a popular fintech app that now supports crypto trading and virtual cards. Though it’s more centralized than other wallets, it offers a familiar banking experience with crypto capabilities.
Users can buy, hold, and exchange crypto, then use their virtual card to spend it in real-time. Revolut automatically converts your crypto to fiat during transactions, making it easy to use without hassle.
6. BitPay Wallet and Card
BitPay offers a user-friendly wallet and a prepaid Mastercard that supports crypto payments. The wallet allows you to store and manage Bitcoin and other major cryptocurrencies.
The BitPay card is available both physically and virtually. You can reload the card from your crypto wallet and spend anywhere Mastercard is accepted. The BitPay app handles card management, security settings, and transaction tracking.
7. ZenGo Wallet
ZenGo is a simple and secure crypto wallet known for its keyless technology. It supports a wide range of assets and has partnered with fintech providers to offer virtual card options to select users.
Though still rolling out in some regions, ZenGo's virtual card aims to make spending crypto as easy as traditional money. The wallet app handles all features, including balance tracking and conversion.
How to Choose the Right Wallet with Virtual Card
When picking a wallet, consider these factors:
Security: Does the app offer 2FA, biometric login, and encrypted backups?
Ease of Use: Is the interface clean and beginner-friendly?
Card Support: Does it offer a virtual card or both virtual and physical options?
Rewards: Are there cashback or crypto rewards for spending?
Additionally, ensure the card activation process is smooth. As seen with crypto.com virtual card activation, completing this step is essential to unlock full card features.
Final Thoughts
Crypto wallet apps with virtual cards are changing the way people use digital currencies. They offer a bridge between the world of crypto and traditional finance, making spending easier and more rewarding. From crypto.com to Coinbase and Wirex, each app offers something unique for investors and everyday users alike.
